The Main Goal for Most Insurance Adjusters, Defense Lawyers, and Risk Managers that handle Commercial Truck Wreck Claims is to Save Their Insurance Company, Trucking Company, or Delivery Company Money

In handling Commercial Vehicle Collision Claims including Interstate Truck Wreck Lawsuits, it is important to realize that multiple insurance companies and risk management departments may be involved in evaluating and investigating the accident claim.  The first step in handling these collision claims is to determine who the potential defendants that caused the accident are and place these defendants on notice that a claim is being made and that they should preserve any and all evidence regarding the collision.

Determining Potential Defendants and Insurance Coverage

In locating potential defendants, it is important to locate all owners and operators of the vehicles that were involved in the collision.  This information should be exchanged at the scene of the accident and be part of any police report, however, sometimes it is necessary to track down people that leave accident scenes or do some investigation as to who owns which vehicles.

In addition to locating the owners and operators of the vehicles, it is important to locate all coverage that can pay compensation regarding damages and injuries caused by the collision including liability coverage, excess liability coverage, commercial coverage, underinsured/uninsured coverage, personal injured protection, medical pay, and other forms of insurance coverage.

Beware of Insurance Adjusters, Risk Managers, and Defense Lawyers Seeking Recorded Statements or Low Ball Settlement Offers

Insurance companies, large corporations, defense lawyers, and risk management departments have professionals whose jobs are to limit the amount that their insurance company or risk management department pays on any claim regardless of the liability facts or damages. It is therefore important to make sure that if you are in a serious truck wreck or have lost a loved one in a fatal truck accident, to be aware of the tricks that these defense and insurance professionals commonly play.  As an experienced commercial vehicle and truck accident lawyer working with insurance adjusters and trucking company defense lawyers, Jason Coomer has seen several of the following tricks used to lower the value of valid accident claims:

1. The quick low ball settlement offer of an accident claim prior to victims knowing the full extent of their injuries.

2. Pushing grieving family or injured people to give recorded statements in order to pay a claim, asking tricky questions to create inconsistancies, then denying the claim based on information in the recorded statements.

3. Making misstatements of law to make claimant believe they have no valid claim.

4. Using honest mistakes in recorded statements to deny claims.

5. Encouraging injured victims to delay seeking medical treatment, then claiming that they waited too long and the accident did not cause the injuries.

6. Delaying an offer until after a statute of limitations, then using the statute to avoid paying the claim.

7. Claiming the impact of the collision could not have caused the injuries complained of by the victim.

8. Keep requesting more information regarding accidents or injuries, but never paying.

Be careful in dealing with adjusters, risk managers, and defense lawyers after a serious accident.  These defense professionals' career and success depend on limiting exposure to their clients.  They are not your friends and too often what they say on the telephone or in person where there is no record cannot be trusted.

For more information on commercial vehicle insurance, interstate truck insurance, and dealing with insurance adjusters, risk managers, and defense lawyers, please go to the following Commercial Vehicle Insurance web page.

Obtaining Compensation and Protecting Victim from Insurance Adjusters, Defense Lawyers, and Risk Managers

People that have been injured in a truck accident or families that have lost loved ones in commercial vehicle collisions often need help in seeking just compensation and protection from insurance adjusters, risk managers, corporate trucking attorneys, and defense lawyers.  Typically, these people need to heal and grieve from the commercial truck accident instead of battle the agents of delivery companies, trucking companies, and insurance companies that are trying to protect their profit margins. 

In handling Interstate Truck Accident Lawsuits, Attorney Jason Coomer knows that Semi Truck and Commercial trucks are governed by the U.S. Department of Transportation and must carry liability insurance for accidents that result in bodily injury or death, while each state requires minimum liability coverage for commercial vehicles not regulated by the U.S. Department of Transportation. In these Interstate Truck Collision Claims, he locates all known insurance on each automobile involved in the collision to maximize the recovery that is made for the injured person or the family of the deceased.

In locating insurance and all potential sources of recovery, it is important to review all potential parties that be liable for the accident to determine their insurance and or their ability to pay a large verdict. If you or someone in your household has been in an accident with a commercial vehicle, you have probably already been contacted by at least one commercial truck insurance adjuster. Hopefully, it is not too late to heed this advice, but do not communicate with the adjuster or risk manager without speaking to an experienced commercial truck collision lawyer.

If you have not retained a lawyer, tell the insurance representative that you are in the process of retaining a lawyer, take down their name address and telephone number, then politely tell them that the lawyer will contact them and politely hang up. If you have retained a truck accident lawyer, give the insurance company representative the phone number of the law firm and no other information, then politely hang up. Most people do not realize that even a friendly conversation with an insurance representative can be used against them and many conversations are recorded. Further, some adjusters make oral promises and representations that they never intend to keep. Remember that insurance representatives are trained to get information from you that the insurance company can use in its favor.

Your insurance company may also be involved through several different types of insurance coverage. However, it is a good idea not give anyone a recorded statement or sign anything until you have spoken with a truck accident lawyer.

Truck Accident Insurance Claims involve Commercial Truck Wreck Insurance Claims including Interstate Trucking Companies, Delivery Trucks, Company Vehicles, and other Trucking Company Lawsuits. In handling Truck Wreck Lawsuits, it is important to realize that multiple insurance companies and risk management departments may be involved in evaluating an automobile accident claim. Both insurance companies and risk management departments have professionals whose jobs are to limit the amount that their insurance company or risk management department pays on any claim regardless of the liability facts or damages. It is therefore important to make sure that if you are in a serious truck wreck or have lost a loved one in a fatal truck accident, to have an experienced truck accident lawyer to handle these adjusters and trucking company defense lawyers.

Adjusters, risk managers, and defense lawyers at insurance companies and risk management departments are often the professionals that make the decisions on what will be paid for truck accident compensation on a claim prior to a lawsuit going to trial. These professionals will often spend tens or hundreds of thousands of dollars to avoid paying a claim.

In locating insurance and all potential sources of recovery, it is important to review all potential parties that be liable for the accident to determine their insurance and or their ability to pay a large verdict. If you or someone in your household has been in an accident with a commercial vehicle, you have probably already been contacted by at least one commercial truck insurance adjuster. Hopefully, it is not too late to heed this advice, but do not communicate with the adjuster or risk manager without speaking to an experienced commercial truck collision lawyer.

If you have not retained a lawyer, tell the insurance representative that you are in the process of retaining a lawyer, take down their name address and telephone number, then politely tell them that the lawyer will contact them and politely hang up. If you have retained a truck accident lawyer, give the insurance company representative the phone number of the law firm and no other information, then politely hang up. Most people do not realize that even a friendly conversation with an insurance representative can be used against them and many conversations are recorded. Further, some adjusters make oral promises and representations that they never intend to keep. Remember that insurance representatives are trained to get information from you that the insurance company can use in its favor.

Your insurance company may also be involved through several different types of insurance coverage. However, it is a good idea not give anyone a recorded statement or sign anything until you have spoken with a truck accident lawyer.

Truck Accident Insurance Investigation Lawyer Protects Clients from Insurance Adjusters, Risk Managers, and Defense Attorneys as well as Locates Insurance and Sources of Recovery after Catastrophic Injury Accidents, and Fatal Collision Accidents 

If you have suffered catastrophic injuries in a commercial vehicle of accident or have had a loved one killed in a commercial vehicle accident, it is important to make sure that a thorough investigation of the fatal accident or catastrophic injury accident is done; that all available insurance and potential sources of recovery are located; and that insurance adjusters, risk managers, and defense lawyers are not able to take advantage of the injured or grieving.  It is also typically a good idea to obtain excellent legal representation from an experienced truck accident insurance investigation lawyer to protect you or your loved one's rights and to make sure that an investigation as to the cause of the collision is done correctly and any potential recoveries are properly pursued.